Terms of Service

Welcome to MyPAM.ai. These Terms of Service ("Terms") govern your access to and use of our services, including our website, applications, and any other services provided by MyPAM.ai (collectively, the "Service"). By accessing or using our Service, you agree to be bound by these Terms.

1. Acceptance of Terms

By using our Service, you agree to these Terms. If you do not agree to these Terms, you may not use our Service. We may modify these Terms from time to time, and we will notify you of any significant changes. Your continued use of the Service after such modifications constitutes your acceptance of the new Terms.

2. Eligibility

You must be at least 18 years old to use our Service. By using the Service, you represent and warrant that you have the legal capacity to enter into a binding contract with MyPAM.ai and meet all the eligibility requirements. If you do not meet these requirements, you must not access or use the Service.

3. Account Registration

To use certain features of our Service, you may be required to create an account. You agree to provide accurate, current, and complete information during the registration process and to update such information as needed to keep it accurate, current, and complete. You are responsible for maintaining the confidentiality of your account credentials and are fully responsible for all activities that occur under your account. You must notify us immediately of any unauthorized use of your account.

4. Use of the Service

You agree to use the Service only for lawful purposes and in accordance with these Terms. You agree not to:

Use the Service in any way that violates any applicable federal, provincial, local, or international law or regulation.
Engage in any activity that is fraudulent, misleading, or harmful to MyPAM.ai or any other user.
Interfere with the operation of the Service or any other user's use and enjoyment of the Service.
Access or attempt to access any unauthorized areas of the Service.

5. User Content

You are responsible for all content that you create, upload, post, or store through our Service ("User Content"). You grant MyPAM.ai a non-exclusive, worldwide, royalty-free, perpetual, and transferable license to use, reproduce, modify, adapt, publish, translate, distribute, and display your User Content in connection with providing and promoting the Service. You represent and warrant that you own or have the necessary licenses, rights, consents, and permissions to submit the User Content and to grant the license outlined in these Terms.

6. Intellectual Property

All content and materials available on the Service, including but not limited to text, graphics, website name, code, images, and logos, are the intellectual property of MyPAM.ai or its licensors and are protected by applicable copyright, trademark, and other intellectual property laws. You are granted a limited license to access and use the Service for your personal or internal business use. Any unauthorized use of the content or materials on the Service for any purpose is prohibited.

7. Payments and Subscriptions

If you purchase any paid services or subscriptions through the Service, you agree to pay all applicable fees and taxes. All payments must be made in accordance with the terms and pricing set forth at the time of purchase. We may change the fees and pricing from time to time, and we will notify you of any changes in advance. Subscription services will renew automatically unless you cancel your subscription before the renewal date. All payments are non-refundable unless otherwise stated in these Terms or required by applicable law.

8. Termination

We reserve the right to suspend or terminate your account and access to the Service at our sole discretion, without notice or liability, for any reason, including if we believe that you have violated these Terms. You may terminate your account at any time by contacting us. Upon termination, your right to use the Service will immediately cease, and all provisions of these Terms that by their nature should survive termination will survive.

9. Limitation of Liability

To the fullest extent permitted by law, MyPAM.ai, its affiliates, and their respective officers, directors, employees, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of or inability to use the Service, even if MyPAM.ai has been advised of the possibility of such damages.

10. Indemnification

You agree to indemnify, defend, and hold harmless MyPAM.ai, its affiliates, and their respective officers, directors, employees, agents, and licensors from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Service.

11. Governing Law and Dispute Resolution

These Terms and your use of the Service shall be governed by and construed in accordance with the laws of the Province of [Your Province], Canada, without regard to its conflict of law principles. Any disputes arising out of or relating to these Terms or the Service shall be resolved through binding arbitration conducted in [Your Province], Canada, or another location mutually agreed upon by the parties.

12. Changes to the Terms

We may update these Terms from time to time. If we make material changes, we will notify you by email or by posting a notice on our website. Your continued use of the Service after the changes take effect constitutes your acceptance of the new Terms.

13. Contact Information

If you have any questions or concerns about these Terms, please contact us at:

Email: [email protected]

Acknowledgment

By using the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms.